Job Description
Join our elite finance team in Seattle as a Senior Credit Analyst and shape the future of lending excellence. We're seeking a strategic thinker with a passion for financial precision to evaluate complex credit portfolios, mitigate risks, and drive data-driven decisions. Our firm offers unparalleled growth opportunities, competitive compensation, and a collaborative environment where your expertise directly impacts our success.
As a cornerstone of our risk management division, you'll work with cutting-edge financial tools and partner with industry leaders to safeguard our portfolio's integrity. This role includes comprehensive benefits, performance bonuses, and opportunities for career advancement within our expanding network.
Responsibilities
- Analyze commercial and consumer credit applications using advanced financial modeling techniques
- Prepare detailed credit risk assessments and recommend approval strategies
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with sales teams to structure optimal credit solutions
- Develop quantitative reports for executive leadership and regulatory bodies
- Lead cross-functional initiatives to enhance credit policies and procedures
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 5+ years of credit analysis experience in commercial banking or fintech
- Expertise in financial statement analysis and cash flow modeling
- Proficiency in SQL, Python, or advanced Excel for data manipulation
- Strong understanding of regulatory frameworks (FICO, Basel III, etc.)
- Exceptional communication skills for presenting complex financial concepts