Job Description
Join our dynamic finance team at Pacific Northwest Financial Partners, a leading regional lender dedicated to empowering local businesses. We're seeking a detail-oriented Senior Credit Analyst to evaluate credit applications, assess financial risks, and drive strategic lending decisions in Portland's thriving market.
This role offers the opportunity to work with diverse industries, analyze complex financial statements, and collaborate with cross-functional teams. You'll play a critical role in maintaining our healthy loan portfolio while supporting sustainable economic growth in Oregon.
We offer comprehensive benefits, professional development opportunities, and a collaborative culture that values innovation and integrity. If you're passionate about financial analysis and want to make a tangible impact, apply today to join our award-winning team.
Responsibilities
- Analyze financial statements, credit reports, and market data to evaluate applicant creditworthiness
- Prepare detailed credit analysis reports with risk assessments and lending recommendations
- Monitor existing loan portfolios for compliance and early identification of potential risks
- Collaborate with loan officers to structure optimal credit solutions for commercial clients
- Stay current on regulatory changes, industry trends, and economic factors affecting credit decisions
- Develop and maintain strong relationships with internal stakeholders and external partners
- Contribute to process improvements in credit evaluation methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field required
- 5+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and spreadsheet software (Excel, Bloomberg)
- Strong understanding of cash flow analysis, collateral evaluation, and risk assessment frameworks
- Excellent written and verbal communication skills with ability to present complex findings clearly
- Professional certification (CFA, CMA, or CRCM) preferred
- Proven track record of managing diverse credit portfolios in Pacific Northwest markets
- Detail-oriented approach with meticulous attention to regulatory compliance