Job Description
Join Empire Financial Partners' dynamic finance team as a Senior Credit Analyst in Buffalo's thriving financial district. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive informed lending decisions. This immediate hire opportunity offers competitive compensation, comprehensive benefits, and career advancement in a collaborative environment. If you excel at financial analysis and want to make an immediate impact, apply today!
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit reports with risk ratings and recommendations for senior management
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay updated on regulatory changes and implement credit policy enhancements
- Present complex financial data clearly to cross-functional stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience in banking or lending
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of GAAP, risk assessment methodologies, and credit cycles
- Exceptional analytical skills with attention to detail and accuracy
- Excellent communication abilities for presenting complex information
- CFP or CFA designation preferred