Job Description
Join our elite finance team at Premier Financial Solutions, where we reward top-tier talent with industry-leading compensation and career growth opportunities. We seek a Senior Credit Analyst to drive our commercial lending portfolio in Anaheim's thriving business hub. This high-impact role combines financial acumen with strategic relationship management to mitigate risk while fueling our clients' success.
As a cornerstone of our credit risk department, you'll analyze complex financial statements, assess market trends, and structure credit facilities that balance risk and opportunity. We offer a competitive benefits package including performance bonuses, comprehensive health coverage, and a 401(k) with 6% employer match.
Responsibilities
- Analyze financial statements, cash flows, and collateral to evaluate commercial credit applications
- Prepare detailed credit memos and risk assessments for executive review
- Monitor portfolio performance and identify early warning indicators
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit risk
- Present complex credit analyses to senior leadership and credit committees
- Develop and maintain strong relationships with key stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking or finance
- Expert proficiency in financial modeling and risk assessment tools
- Strong analytical skills with attention to detail and accuracy
- Proven ability to interpret complex financial data and market trends
- Excellent communication skills for presenting findings to stakeholders
- Experience with credit software (e.g., Moody's, FICO, or RiskMetrics)
- Knowledge of SBA lending programs and commercial real estate finance