Job Description
Join our dynamic finance team as a Senior Credit Analyst where you'll leverage remote flexibility while making critical financial decisions for our Central Valley clients. Valley Financial Partners offers a collaborative environment with competitive benefits and career growth opportunities. Work from anywhere in California while maintaining connections with our Fresno headquarters through quarterly in-person strategy sessions.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial loan applications
- Analyze financial statements, cash flow projections, and industry trends
- Prepare detailed credit memos and risk evaluation reports
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing loan portfolios for compliance and risk mitigation
- Stay updated on regulatory changes affecting credit analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit underwriting principles
- Excellent analytical and problem-solving abilities
- Effective communication skills for presenting complex financial data