Job Description
Urgently Hiring Senior Credit Analyst in Stockton, CA! Join our dynamic finance team at Pacific Financial Partners where your analytical expertise will drive critical lending decisions. We offer competitive compensation, comprehensive benefits, and a collaborative environment focused on professional growth. Apply today to secure your spot in this high-impact role!
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations for commercial and industrial loan portfolios
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure adherence to regulatory requirements and internal credit policies
- Present complex financial analyses to senior management committees
- Identify emerging market trends impacting credit risk exposure
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Certified Credit Professional (CCP) or equivalent designation preferred
- Deep understanding of GAAP and regulatory compliance (FFIEC, BSA)
- Exceptional analytical skills with attention to detail
- Strong written and verbal communication abilities
- Proven track record in risk assessment and portfolio management