Job Description
Join our award-winning financial institution as a Senior Credit Analyst and play a pivotal role in shaping our lending portfolio. We're seeking a detail-oriented professional with a passion for risk assessment to join our dynamic team in San Antonio. Enjoy competitive benefits, professional development opportunities, and a collaborative work environment. Apply today to become part of our continued growth story.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate creditworthiness
- Prepare comprehensive credit recommendations for loan approval decisions
- Monitor existing portfolios for risk mitigation and compliance adherence
- Collaborate with commercial banking teams to structure complex financing solutions
- Document risk assessments according to regulatory standards and internal policies
- Present findings to credit committees with clear, data-driven insights
- Stay updated on industry regulations affecting credit operations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Credit Analyst (CMA) or similar certification preferred
- Demonstrated experience with commercial loan underwriting
- Exceptional analytical and problem-solving abilities
- Excellent communication and presentation skills
- Ability to manage multiple deadlines in a fast-paced environment