Job Description
Join our innovative financial team at Apex Financial Partners as a Remote Senior Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness and support lending decisions from the comfort of your home office. Enjoy flexible remote work while making impactful financial decisions in Riverside's thriving business ecosystem.
As a key member of our Credit Risk Management division, you'll analyze complex financial data, prepare comprehensive credit reports, and collaborate with cross-functional teams to mitigate risks. We offer competitive compensation, comprehensive benefits, and a supportive remote work culture that values work-life balance.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit reports with risk ratings and lending recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit policies and procedures
- Present findings to credit committees with clear data-driven insights
- Develop risk mitigation strategies for high-profile transactions
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit Analyst certification (CRCM or CCE) preferred
- Expert knowledge of GAAP and credit risk frameworks
- Exceptional analytical skills with attention to detail
- Strong written and verbal communication abilities
- Proven ability to work independently in remote environments