Job Description
Join our dynamic finance team in Irvine and start your new career tomorrow! We're seeking a meticulous Senior Credit Analyst to evaluate financial risks and opportunities for our diverse client portfolio. Enjoy a collaborative environment with cutting-edge tools and competitive benefits including health insurance, 401(k) matching, and professional development stipends. Apply today to secure your spot!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan approval committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Develop predictive models for risk scoring and portfolio performance
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Proficient in financial modeling software (e.g., Bloomberg, Moody's Analytics)
- Strong knowledge of GAAP and credit risk frameworks
- Excellent analytical skills with attention to detail
- Ability to manage competing priorities in a fast-paced environment
- Professional certification (CFA, CRCM) highly valued