Job Description
Join our dynamic finance team in El Paso as a Senior Credit Analyst! We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and career growth opportunities in a thriving border economy.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare detailed credit reports and risk assessments for commercial loan applications
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on regulatory requirements and market conditions
- Present findings to credit committee members
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling
- Deep understanding of cash flow analysis and ratio interpretation
- Experience with credit bureau reports and industry databases
- Excellent written and verbal communication skills
- Credit Risk Management Certification (CRCM) preferred