Job Description
Join Houston Financial Partners as a Senior Credit Analyst and drive impactful financial decisions in the heart of Texas' energy capital. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support our dynamic lending portfolio. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with actionable recommendations for loan committees
- Monitor existing portfolios for early risk detection and compliance with regulatory requirements
- Collaborate with relationship managers to structure complex financing solutions
- Develop financial models for stress testing and scenario analysis
- Stay current on banking regulations and economic developments affecting credit decisions
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking or lending
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of GAAP, credit risk frameworks, and banking regulations
- Exceptional analytical skills with attention to detail
- Proven ability to communicate complex financial concepts clearly
- Texas banking license or willingness to obtain immediately