Job Description
Join our dynamic finance team as an immediate hire Credit Analyst at Riverside Financial Partners. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support lending decisions for our growing portfolio. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment in Riverside's thriving financial district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to evaluate borrower risk
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing credit portfolios for compliance and early warning signs
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on regulatory changes affecting credit policies
- Develop risk mitigation strategies for complex commercial transactions
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Excellent analytical and problem-solving abilities
- Experience with loan origination systems (e.g., Fiserv, Jack Henry)
- Strong communication skills for presenting complex financial data