Job Description
Join our dynamic finance team as a Senior Credit Analyst in Newark, NJ! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in a fast-paced financial environment.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare detailed credit reports and risk assessments for commercial loan portfolios
- Collaborate with relationship managers to structure optimal financing solutions
- Monitor compliance with lending policies and regulatory requirements
- Identify early warning signs of potential credit defaults
- Present findings and recommendations to credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficient in financial modeling and credit risk software (e.g., Moody's, Bloomberg)
- Strong knowledge of GAAP and lending regulations
- Exceptional analytical and problem-solving abilities
- Excellent communication and presentation skills
- Credit certification (CRCM or equivalent) required