Job Description
Join Capital Growth Financial's dynamic lending team as a Senior Credit Analyst and make immediate impact! We're seeking a detail-oriented professional to evaluate creditworthiness, structure loans, and mitigate financial risks. This is your opportunity to advance your career in Sacramento's thriving financial sector with competitive compensation and rapid onboarding.
Why Apply Today?
• Start tomorrow with our streamlined hiring process
• Comprehensive benefits package including 401(k) matching
• Career advancement opportunities in a growing firm
• Collaborative environment focused on professional growth
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk
- Prepare detailed credit memos and risk mitigation strategies
- Monitor existing loan portfolios for compliance and performance
- Collaborate with loan officers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends
- Present credit recommendations to credit committee
- Train junior analysts on credit analysis methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Expertise in financial modeling and risk assessment tools
- Proficient with credit reporting software (e.g., Moody's Analytics)
- Strong analytical skills with attention to detail
- Excellent written and verbal communication abilities
- Credit Analyst Certification (CCE) preferred
- Knowledge of SBA lending programs a plus