Job Description
Join CapitalEdge Financial Services as a Senior Credit Analyst and become a vital part of our dynamic finance team. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support strategic lending decisions in a remote-friendly environment. Enjoy competitive benefits, professional growth opportunities, and the flexibility of remote work while contributing to our mission of empowering businesses through sound financial analysis.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with risk assessments and recommendations
- Collaborate with loan officers to structure optimal financing solutions
- Monitor existing credit portfolios for early risk detection
- Ensure compliance with regulatory requirements and internal policies
- Present findings to credit committees with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business-related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling and Excel (advanced functions)
- Strong understanding of underwriting principles and risk metrics
- Credit certification (CRCM or equivalent) preferred
- Exceptional analytical and communication skills
- Ability to work independently in a remote setting