Job Description
Join our elite finance team at Capital Growth Partners as a Senior Credit Analyst in Phoenix, AZ. This high-impact role offers exceptional compensation while leveraging your expertise to drive strategic credit decisions. You'll evaluate complex financial statements, assess risk profiles, and recommend credit solutions that fuel our portfolio growth. Our collaborative environment values analytical rigor and innovative thinking, providing unparalleled opportunities for career advancement in the heart of Arizona's financial hub.
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of commercial borrowers
- Develop comprehensive credit risk assessments and underwriting recommendations
- Prepare detailed credit memos and portfolio risk reports for executive review
- Monitor existing credit exposures and identify early warning signals
- Collaborate with relationship managers to structure optimal credit facilities
- Stay current on industry regulations and economic trends affecting credit risk
- Mentor junior analysts and contribute to process improvements
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio modeling
- Strong proficiency in Excel and financial modeling tools
- Deep understanding of banking regulations (FDIC, OCC, etc.)
- Proven track record of managing complex credit portfolios
- Exceptional analytical and problem-solving abilities
- Excellent communication and presentation skills