Job Description
Join our dynamic finance team as a Senior Credit Analyst in Stockton, CA! We're urgently seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and support lending decisions. This is your opportunity to make a tangible impact while advancing your career in a supportive environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit recommendations for commercial and industrial loans
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure credit solutions
- Maintain compliance with regulatory requirements and internal policies
- Present complex credit analyses to senior leadership and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking/lending
- Strong proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical skills with attention to detail
- Ability to interpret complex financial data and market conditions
- Proven experience with loan documentation and compliance