Job Description
Join our dynamic finance team at FinTech Solutions Inc. as a Senior Credit Analyst and make an immediate impact on our portfolio risk management strategy. We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and support our expansion in the Bay Area. This urgent opening requires someone who can start immediately and thrive in a fast-paced environment. Enjoy competitive compensation, comprehensive benefits, and the opportunity to shape our credit framework.
Responsibilities
- Analyze financial statements and cash flows to assess borrower creditworthiness
- Prepare detailed credit reports and risk assessments for commercial and consumer portfolios
- Collaborate with sales teams to structure optimal credit solutions
- Monitor portfolio performance and identify early warning indicators
- Develop predictive models for default probability and loss forecasting
- Ensure compliance with federal and state lending regulations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling tools
- Credit Risk Management certification (CRCM) or equivalent
- Deep understanding of FICO scoring and credit bureau reporting
- Exceptional analytical and problem-solving skills
- Strong written and verbal communication abilities