Job Description
Join our award-winning financial institution in San Francisco's vibrant Financial District as a Senior Credit Analyst. We're offering an exclusive sign-on bonus for exceptional candidates who can drive our risk assessment strategies forward. In this pivotal role, you'll evaluate commercial loan applications, conduct in-depth financial modeling, and collaborate with cross-functional teams to shape our lending portfolio. Enjoy competitive benefits, flexible work arrangements, and professional development opportunities in a culture that values innovation and excellence.
Why Apply? We're committed to attracting top talent with our comprehensive compensation package including a $10,000-$15,000 sign-on bonus, performance-based bonuses, and industry-leading health benefits.
Responsibilities
- Analyze complex financial statements and cash flow projections for commercial loan applications
- Prepare detailed credit memos with risk assessments and recommendations
- Monitor existing portfolio for compliance and early risk identification
- Collaborate with Relationship Managers to structure optimal financing solutions
- Stay updated on industry regulations and market trends affecting credit decisions
- Maintain accurate documentation in compliance with federal regulations
- Lead training sessions for junior analysts on credit analysis methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling (Excel, Bloomberg Terminal)
- Credit certification (CRCM, CMB) preferred
- Demonstrated experience with loan origination systems (e.g., Fiserv, Jack Henry)
- Strong analytical skills with attention to detail
- Excellent communication and stakeholder management abilities
- Ability to manage multiple deadlines in a fast-paced environment