Job Description
Join our dynamic finance team as a Senior Credit Analyst in Lubbock, TX! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support lending decisions. This role offers career growth, competitive benefits, and the opportunity to work with industry-leading financial tools. If you're passionate about financial analysis and want to make an impact in West Texas's thriving business community, apply today!
Responsibilities
- Analyze creditworthiness of commercial and individual borrowers through financial statement review and risk assessment
- Prepare comprehensive credit reports with detailed risk evaluations and recommendations
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with lending teams to structure optimal credit solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of credit analysis experience in banking or financial services
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM or equivalent) strongly preferred
- Strong analytical skills with attention to financial detail
- Excellent communication and presentation abilities
- Experience with commercial loan documentation and regulatory compliance