Job Description
Join our dynamic finance team as a Senior Credit Analyst and leverage cutting-edge equipment to drive informed lending decisions. At Coastal Financial Partners, we provide premium tools including advanced financial modeling software, dual-monitor workstations, and secure data analytics platforms to ensure your success. You'll evaluate creditworthiness, assess risk profiles, and contribute to our mission of empowering local businesses with strategic financial solutions.
Why Apply?
• State-of-the-art equipment provided
• Collaborative culture focused on professional growth
• Comprehensive benefits package including health insurance and retirement plans
• Opportunity to shape our credit strategies in a growing market
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessment reports using advanced analytical tools
- Collaborate with commercial lending teams to structure optimal financing solutions
- Monitor existing loan portfolios and identify early warning indicators
- Stay updated on regulatory changes affecting credit policies
- Mentor junior analysts on equipment utilization and best practices
- Present findings to credit committee with data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel, financial modeling, and data visualization tools
- Strong knowledge of credit risk frameworks and lending regulations
- CFA or FRM designation preferred
- Exceptional analytical and problem-solving abilities
- Experience with credit scoring models and risk assessment software
- Excellent written and verbal communication skills