Job Description
Join our dynamic finance team as an immediate-hire Senior Credit Analyst in Phoenix, AZ! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support strategic lending decisions. This is your chance to accelerate your career in a fast-paced environment with competitive compensation and growth opportunities.
Responsibilities
- Analyze commercial and consumer credit applications to assess risk profiles
- Prepare comprehensive credit reports with financial modeling and forecasting
- Collaborate with lending teams to structure optimal credit solutions
- Monitor portfolio performance and identify early-warning indicators
- Ensure compliance with regulatory requirements and internal policies
- Present credit recommendations to senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 3+ years of credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of credit scoring models and risk assessment
- Ability to interpret complex financial statements and cash flows
- Excellent analytical and decision-making skills
- FINRA Series 63/66 or equivalent licensing a plus