Job Description
Join our dynamic finance team at Bluegrass Financial Partners as a Senior Credit Analyst in Lexington, KY. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our lending portfolio. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on regulatory requirements and lending policies
- Present credit recommendations to credit committee members
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Proven ability to interpret complex financial documents
- Excellent written and verbal communication skills
- Experience with credit scoring systems and risk assessment tools
- CFP or CFA designation preferred