Job Description
Join our dynamic finance team at Pacific Financial Group, a leading financial institution in San Diego. We're seeking a detail-oriented Senior Credit Analyst to evaluate loan applications and assess creditworthiness. Enjoy competitive compensation, comprehensive benefits, and opportunities for career growth in our collaborative downtown office.
Responsibilities
- Analyze financial statements, credit reports, and industry trends to evaluate borrower risk
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios and identify early warning signals
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of banking regulations (FDIC, OCC)
- Credit certification (CRCM or equivalent) highly desirable
- Excellent analytical and decision-making skills
- Ability to manage deadlines in a fast-paced environment