Job Description
Join Empire Financial Partners as a Senior Credit Analyst and shape the financial future of Western New York. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive informed lending decisions. This hybrid role offers competitive compensation, comprehensive benefits, and opportunities for career growth in Buffalo's thriving financial sector.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess credit risk
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay updated on regulatory changes affecting credit practices
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in Excel and financial modeling tools
- Excellent analytical and problem-solving abilities
- Deep understanding of banking regulations (FDIC, OCC)
- Exceptional communication and presentation skills