Job Description
Join Detroit Financial Group's elite credit analysis team in the heart of Michigan's financial hub. We're seeking a detail-oriented Senior Credit Analyst to evaluate commercial loan applications, assess risk profiles, and safeguard our portfolio's integrity. This direct hire opportunity offers competitive compensation, comprehensive benefits, and career growth in one of America's most dynamic financial markets.
Responsibilities
- Analyze complex commercial loan applications and financial statements to determine creditworthiness
- Prepare detailed risk assessments and credit recommendations for senior leadership
- Monitor existing portfolio for early warning signs of potential default
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends impacting risk
- Maintain accurate documentation in compliance with federal guidelines
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and risk assessment tools
- Strong understanding of FICO scoring and industry-specific risk factors
- Proven ability to interpret complex financial statements and cash flow projections
- Excellent analytical skills with attention to detail
- Professional certification (CFA, CRCM) preferred