Job Description
Join our award-winning finance team in sunny St. Petersburg, FL! We're seeking a detail-oriented Senior Credit Analyst to immediately strengthen our commercial lending portfolio. This high-impact role combines financial acumen with strategic risk assessment in a collaborative, growth-oriented environment. Enjoy competitive compensation, comprehensive benefits, and the opportunity to shape our credit strategy while working in one of Florida's most vibrant cities.
Responsibilities
- Analyze complex financial statements and credit applications to assess risk profiles
- Prepare detailed credit reports with actionable recommendations for lending decisions
- Monitor existing portfolios for compliance and identify early warning signals
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit risk
- Present findings to credit committees with clear, data-driven insights
- Develop and maintain risk assessment models for industry-specific clients
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics required (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial statement analysis and cash flow modeling
- Strong proficiency in Excel, Bloomberg Terminal, and credit software
- Deep understanding of SBA lending structures and commercial loan products
- Proven ability to interpret industry-specific risk factors
- Excellent communication skills for presenting complex financial data