Job Description
Join our dynamic finance team in Baltimore as a Senior Credit Analyst. You'll evaluate loan applications, assess financial risks, and contribute to our mission of empowering local businesses. Enjoy competitive benefits, professional development opportunities, and a collaborative work environment in Maryland's financial hub.
Responsibilities
- Analyze financial statements and creditworthiness of commercial clients
- Prepare comprehensive credit reports and risk assessments
- Collaborate with relationship managers on loan structuring
- Monitor existing portfolios for compliance and risk exposure
- Stay updated on industry regulations and economic trends
- Present findings to credit committees with actionable recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Strong understanding of banking regulations (FDIC, OCC)
- Credit certification (CRCM, CCE) preferred
- Exceptional analytical and communication skills