Job Description
Join our dynamic finance team in Lubbock, TX as a Senior Credit Analyst! We're seeking a detail-oriented professional to drive credit risk assessment strategies for our growing portfolio. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise directly impacts our financial success. Apply today and take the next step in your finance career!
Responsibilities
- Conduct comprehensive financial statement analysis for commercial and industrial clients
- Prepare detailed credit risk assessments and recommendation reports
- Monitor existing loan portfolios and identify potential risk exposures
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with federal banking regulations and internal policies
- Develop and maintain strong client relationships through proactive communication
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and spreadsheet software
- Credit certification (CRCM, CMB) preferred
- Deep understanding of cash flow analysis and collateral valuation
- Excellent analytical and problem-solving abilities
- Strong communication skills with attention to detail