Job Description
Join Valley Financial Partners as a Senior Credit Analyst and become a cornerstone of our dynamic finance team. We're seeking a strategic thinker with a passion for financial precision to drive our commercial lending decisions. Enjoy competitive compensation, comprehensive benefits, and an opportunity to shape Fresno's economic landscape. Work in a collaborative environment where your analytical expertise directly impacts business growth and financial stability.
Responsibilities
- Analyze complex financial statements, cash flows, and credit risk profiles for commercial clients
- Prepare detailed credit reports and recommendations for loan approval committees
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on industry regulations and ensure compliance with lending policies
- Present credit findings to senior leadership with clear, data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial modeling and risk assessment methodologies
- Advanced proficiency in Excel and financial analysis software
- Strong understanding of GAAP and lending regulations
- Proven ability to interpret complex financial data and make sound decisions
- Excellent communication skills with attention to detail