Job Description
Join First Gulf Financial Group's dynamic credit team in the heart of New Orleans' financial district. We're seeking a detail-oriented Senior Credit Analyst to evaluate commercial and industrial loan applications, assess credit risk, and support our growing portfolio. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, tax returns, and cash flow projections for commercial loan applicants
- Prepare comprehensive credit memos with risk assessments and lending recommendations
- Monitor existing portfolios for early warning signs of credit deterioration
- Collaborate with relationship managers to structure appropriate credit facilities
- Stay current on industry trends, regulatory changes, and economic indicators affecting risk profiles
- Participate in annual reviews and renewals of existing credit facilities
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or Business Administration
- 5+ years of commercial credit analysis experience in a banking/lending environment
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP, credit risk frameworks, and lending regulations
- Excellent analytical, communication, and presentation skills
- Professional certification (CFA, CRCM, or similar) preferred