Job Description
Join our elite credit analysis team in the heart of Manhattan. We're seeking a meticulous Senior Credit Analyst to evaluate complex financial portfolios, assess creditworthiness, and mitigate risk for our high-net-worth clients. This role offers unparalleled exposure to international markets and the opportunity to shape our institution's lending strategy.
Our ideal candidate thrives in fast-paced environments and possesses exceptional analytical prowess. You'll collaborate directly with investment bankers and portfolio managers while leveraging cutting-edge financial modeling tools. We offer comprehensive benefits including performance bonuses, wellness stipends, and flexible work arrangements.
Responsibilities
- Analyze financial statements, cash flows, and market trends to evaluate corporate and institutional credit applications
- Prepare detailed credit risk assessments and recommend appropriate lending structures
- Monitor existing portfolios and proactively identify emerging risks
- Develop sophisticated financial models for stress testing and scenario analysis
- Present credit recommendations to senior management and credit committees
- Maintain compliance with regulatory requirements and internal credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in financial services
- Expert proficiency in financial modeling software (e.g., Bloomberg, FactSet)
- Deep understanding of GAAP, IFRS, and Basel III regulations
- Exceptional quantitative and qualitative analytical abilities
- Strong written and verbal communication skills for executive presentations
- Experience with international credit markets and cross-border transactions