Job Description
Join our dynamic finance team as a Senior Credit Analyst where premium equipment is provided to elevate your performance! We offer cutting-edge technology including advanced financial modeling software, dual-monitor workstations, and ergonomic office setups to ensure peak productivity. At Global Financial Solutions, we empower analysts with top-tier resources to deliver exceptional credit risk assessments and financial insights. Enjoy a collaborative environment with competitive compensation, comprehensive benefits, and opportunities for professional growth in the heart of Chula Vista.
Responsibilities
- Conduct comprehensive credit risk assessments for corporate and commercial clients using provided financial analysis tools
- Prepare detailed credit reports and financial models utilizing industry-standard software and hardware
- Analyze financial statements, cash flow projections, and market trends to evaluate creditworthiness
- Collaborate with loan officers to structure credit facilities aligned with client needs and risk parameters
- Monitor existing credit portfolios and recommend mitigation strategies using provided data analytics platforms
- Maintain compliance with regulatory requirements and internal credit policies
- Mentor junior analysts on utilizing provided equipment and analytical methodologies
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience with equipment-intensive environments
- Proficiency in financial modeling software (e.g., Moody's Analytics, Bloomberg) provided by the company
- Advanced Excel skills and experience with data visualization tools (Tableau/Power BI)
- Strong understanding of credit risk frameworks and regulatory requirements
- Credit certification (CRCM, CCE) or relevant professional designation preferred
- Exceptional analytical skills with attention to detail in data-driven decision making
- Proven ability to deliver accurate assessments under tight deadlines using provided resources