Job Description
Join our award-winning financial team as a Senior Credit Analyst in Sacramento! Capital Growth Financial is seeking a detail-oriented professional to drive our lending portfolio's success. You'll leverage your analytical expertise to evaluate creditworthiness, mitigate risks, and support our clients' financial growth. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in California's capital city. Apply today to elevate your career in finance!
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare detailed credit recommendations and risk mitigation strategies
- Manage and monitor existing loan portfolios for compliance and performance
- Collaborate with loan officers to structure optimal financing solutions
- Ensure adherence to regulatory requirements and internal policies
- Present complex financial data to stakeholders through clear reports
- Identify emerging market risks and recommend proactive measures
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and risk assessment tools
- Expert knowledge of credit regulations (FHA, SBA, etc.)
- Advanced Excel skills and experience with credit software (e.g., Moody's Analytics)
- Credit certification (CRCM, CCE) preferred
- Exceptional analytical and problem-solving abilities
- Excellent communication and stakeholder management skills