Job Description
Join our dynamic finance team as a Senior Credit Analyst at Bluegrass Financial Group, where your expertise will drive our lending decisions and contribute to the economic growth of Lexington. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support our expanding commercial lending operations. Enjoy competitive benefits, professional development opportunities, and a collaborative work environment in the heart of Kentucky's business hub.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with risk mitigation recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay updated on regulatory changes and implement compliance protocols
- Present findings to credit committees and executive stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial modeling and risk assessment frameworks
- Proficiency with credit scoring systems and underwriting software
- Strong analytical skills with attention to detail
- Excellent communication and presentation abilities
- CFP or CFA designation highly desirable