Job Description
Join our dynamic finance team as a Senior Credit Analyst and drive strategic lending decisions in Austin's thriving market. We're offering a competitive compensation package including a $15,000 sign-on bonus for qualified candidates who start by December 31, 2023. This role combines financial acumen with relationship management to support our growing portfolio of commercial clients.
As a key member of our Credit Risk Division, you'll evaluate loan applications, assess creditworthiness, and recommend risk-mitigation strategies. Our Austin headquarters fosters innovation and collaboration, with opportunities for career advancement in a rapidly expanding financial services firm. Enjoy comprehensive benefits including health insurance, 401(k) matching, and professional development stipends.
Responsibilities
- Analyze commercial credit applications, financial statements, and market trends to assess borrower risk
- Prepare detailed credit memos and risk reports with actionable recommendations
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic factors affecting credit decisions
- Maintain accurate documentation in compliance with internal policies and regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Strong proficiency in financial modeling and credit risk assessment tools
- Credit certification (CRCM, CCE, or equivalent) highly desirable
- Exceptional analytical skills with attention to detail and accuracy
- Proven ability to communicate complex financial concepts to diverse stakeholders
- Experience with SBA lending programs and Austin market dynamics