Job Description
Join our dynamic finance team at Capital Growth Financial as a Senior Credit Analyst. You'll evaluate creditworthiness of commercial clients, mitigate financial risks, and drive strategic lending decisions. We offer a collaborative environment with growth opportunities and competitive benefits.
Responsibilities
- Analyze financial statements and credit applications to assess risk profiles
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing loan portfolios and identify early warning indicators
- Collaborate with relationship managers to structure complex credit solutions
- Stay current on industry regulations and economic trends affecting credit markets
- Develop risk mitigation strategies for high-exposure accounts
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in credit scoring models (e.g., Altman Z-score)
- Advanced Excel skills and familiarity with lending software (e.g., Moody's Analytics)
- Strong communication skills for presenting complex financial data
- Credit Risk Management (CRM) certification preferred