Job Description
Join our dynamic finance team at Bluegrass Financial Partners as a Senior Credit Analyst. This direct hire role offers the opportunity to leverage your analytical expertise in evaluating creditworthiness and mitigating financial risks for our diverse client portfolio. We provide a collaborative environment with competitive compensation, comprehensive benefits, and clear pathways for career advancement. If you're passionate about financial integrity and seeking a long-term opportunity in Lexington's thriving business community, we encourage you to apply today.
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay current with industry regulations and economic trends affecting credit decisions
- Present complex financial analyses clearly to stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficiency in financial modeling software and advanced Excel skills
- Strong understanding of cash flow analysis and industry risk factors
- Excellent written/verbal communication and presentation abilities
- FCRA certification or equivalent credit training
- Proven track record in managing credit risk for commercial portfolios