Job Description
Join our dynamic finance team in Los Angeles as a Senior Credit Analyst and become the backbone of our lending decisions. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive strategic growth. Enjoy competitive compensation, comprehensive benefits, and career advancement in a collaborative environment.
Responsibilities
- Analyze complex financial statements and credit data to assess borrower viability
- Prepare detailed credit reports with actionable recommendations for senior leadership
- Monitor existing portfolios for risk exposure and compliance with regulatory standards
- Collaborate with commercial teams to structure optimal financing solutions
- Develop and maintain robust credit scoring models and risk assessment frameworks
- Stay current with economic trends impacting credit risk in Southern California markets
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel, financial modeling, and credit software
- Strong understanding of GAAP, FASB, and credit risk management principles
- Proven ability to interpret complex financial statements and cash flow projections
- Excellent written/verbal communication and presentation skills
- Professional certification (CRCM, CFA, or FRM) highly desirable