Job Description
Join our elite finance team at Pacific Financial Partners and elevate your career as a Senior Credit Analyst in the vibrant heart of San Diego. We're seeking a detail-oriented professional to drive our credit assessment strategies while enjoying competitive compensation and unparalleled growth opportunities. Work alongside industry leaders in a collaborative environment where your analytical expertise directly impacts our portfolio's success. Apply today and become part of a company that values innovation, integrity, and professional excellence.
Responsibilities
- Conduct in-depth financial statement analysis and risk evaluation for corporate and commercial clients
- Prepare comprehensive credit reports and recommendations for executive leadership
- Monitor portfolio performance and identify emerging risks across diverse industry sectors
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current with regulatory compliance requirements and industry best practices
- Develop financial models for stress testing and scenario analysis
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of progressive credit analysis experience in commercial banking
- Advanced proficiency in financial modeling and Excel (VBA a plus)
- Strong understanding of cash flow analysis and debt service coverage metrics
- Proven ability to interpret complex financial documents and industry trends
- CFP or CFA designation highly desirable
- Exceptional analytical thinking and attention to detail