Job Description
Join our elite finance team as a Senior Credit Analyst in Los Angeles and shape the future of corporate lending decisions. This high-impact role offers competitive compensation, comprehensive benefits, and opportunities for career advancement at a leading financial institution. You'll evaluate complex credit applications, mitigate financial risks, and collaborate with executive stakeholders to drive strategic growth.
We're seeking analytical experts who thrive in fast-paced environments and possess a deep understanding of financial markets. Our culture values innovation, integrity, and professional development, making this ideal for ambitious finance professionals ready to elevate their careers.
Responsibilities
- Conduct comprehensive credit risk assessments for corporate clients and large-scale transactions
- Analyze financial statements, cash flow projections, and market trends to determine creditworthiness
- Prepare detailed credit memos and risk reports for executive review and approval
- Monitor existing loan portfolios and identify early warning signals of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes (FIRREA, Basel III) and implement compliance measures
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 5+ years of progressive credit analysis experience in commercial banking or finance
- Expertise in financial modeling, ratio analysis, and cash flow forecasting
- Proficiency with credit scoring systems (e.g., Moody's Analytics, Moody's RiskCalc)
- Strong analytical skills with attention to detail and accuracy
- Excellent communication skills for presenting complex financial concepts
- Active FINRA Series 7/63 licenses (or ability to obtain within 90 days)