Job Description
Join our dynamic finance team at West Coast Financial Partners, a leading commercial lending institution in Southern California. We're seeking a detail-oriented Senior Credit Analyst to evaluate creditworthiness, manage risk portfolios, and support strategic lending decisions in our fast-paced Los Angeles headquarters. This role offers exceptional career growth and the opportunity to work with industry experts in a collaborative environment.
Why You'll Love Working With Us:
- Competitive compensation package with performance bonuses
- Comprehensive health benefits and retirement plan
- Hybrid work schedule (3 days in-office, 2 remote)
- Professional development stipend
Responsibilities
- Analyze financial statements, cash flow projections, and industry trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with Relationship Managers to structure optimal financing solutions
- Stay current on regulatory changes and implement compliance protocols
- Present credit recommendations to credit committees with clear rationale
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration (MBA preferred)
- 3+ years of commercial credit analysis experience in banking/lending
- Expert proficiency in financial modeling and risk assessment tools
- Strong understanding of GAAP and lending regulations
- Credit certification (CRCM/CCE) highly desirable
- Exceptional analytical and decision-making abilities
- Proven track record in portfolio management and risk mitigation