Job Description
Join our dynamic finance team as a Senior Credit Analyst in Fresno, CA. Valley Financial Partners is seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and support strategic lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in California's Central Valley.
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk
- Prepare detailed credit reports and recommendations for loan committees
- Monitor existing loan portfolios for compliance and performance
- Collaborate with commercial lending teams on complex credit structures
- Develop risk mitigation strategies for high-value accounts
- Stay current on industry regulations and economic trends
- Maintain accurate documentation in compliance with federal guidelines
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Strong understanding of GAAP and lending regulations
- Credit certification (CRCM/CCE preferred)
- Exceptional analytical and problem-solving skills
- Ability to manage multiple deadlines in a fast-paced environment
- Excellent written and verbal communication abilities