Job Description
Join our dynamic finance team at Apex Financial Partners as a Senior Credit Analyst in Chandler, AZ! Enjoy the unique benefit of weekly pay while making critical financial decisions that shape our portfolio. This role offers unparalleled growth opportunities in a collaborative environment where your expertise in credit risk assessment directly impacts business success.
We're seeking analytical professionals who thrive in fast-paced settings. As a key member of our credit department, you'll evaluate loan applications, analyze financial statements, and recommend credit strategies. Our competitive compensation package includes weekly pay, comprehensive benefits, and professional development support.
Responsibilities
- Conduct in-depth credit risk assessments for commercial and consumer loan applications
- Analyze financial statements, cash flow projections, and industry trends
- Prepare detailed credit memos with clear risk recommendations
- Monitor existing credit portfolios for early risk identification
- Collaborate with sales teams to structure optimal credit solutions
- Stay current with regulatory compliance requirements (FCRA, ECOA)
- Present complex credit analysis to senior management and credit committees
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit scoring models and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Ability to interpret complex financial documents and industry reports
- Strong communication skills for presenting credit recommendations
- Professional certification (CRCM, CMB) highly valued