Job Description
Join our dynamic finance team as a Senior Credit Analyst and become the cornerstone of our lending decisions. We're seeking a detail-oriented professional with a passion for risk assessment to evaluate creditworthiness, analyze financial statements, and support our growing portfolio in San Antonio's thriving business landscape.
Responsibilities
- Analyze complex financial statements and credit applications to determine risk exposure
- Prepare comprehensive credit reports with actionable recommendations for senior management
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current with industry regulations and economic trends affecting credit risk
- Present findings to credit committees with clear data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit certification (CRCM or CCE) preferred
- Deep understanding of GAAP and regulatory compliance
- Exceptional analytical and problem-solving abilities
- Strong written and verbal communication skills