Job Description
Join our dynamic team at Apex Financial Solutions, a leading financial institution in Raleigh's thriving business district. We're seeking a detail-oriented Senior Credit Analyst to evaluate creditworthiness, mitigate financial risks, and support our lending portfolio's growth. This role offers exceptional career advancement opportunities in a collaborative environment with competitive benefits and professional development programs.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare comprehensive credit reports with clear risk recommendations
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes and implement compliance protocols
- Maintain accurate documentation in loan origination systems
- Present findings to credit committees and senior leadership
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Proficiency in financial modeling software and Excel
- Strong understanding of banking regulations and risk assessment frameworks
- Certification (CRCM, CMB, or CFA) preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills