Job Description
Join our elite finance team at Apex Financial Group as a Senior Credit Analyst in the heart of Los Angeles. We're seeking a strategic thinker to drive our lending decisions and safeguard our portfolio's integrity. This role offers unparalleled growth opportunities in a dynamic, fast-paced environment where your analytical skills directly impact our bottom line. Enjoy comprehensive benefits, flexible work arrangements, and mentorship from industry veterans. If you're passionate about financial risk management and want to shape the future of lending, this is your moment.
Responsibilities
- Analyze complex financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit recommendations and risk mitigation strategies for senior leadership
- Monitor portfolio performance and identify emerging risks in assigned sectors
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit decisions
- Maintain accurate documentation in compliance with federal and state requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration (MBA preferred)
- 5+ years of progressive credit analysis experience in commercial banking
- Expert proficiency in financial modeling software (e.g., Moody's Analytics, Fiserv)
- Deep understanding of cash flow analysis and collateral valuation techniques
- Strong knowledge of SBA lending regulations and commercial lending guidelines
- Proven ability to communicate complex financial concepts to non-technical stakeholders
- Professional certification (CRCM, CMB) highly desirable