Job Description
Join our dynamic finance team as a Senior Credit Analyst and make an immediate impact on our portfolio management strategy. We're seeking detail-oriented professionals to evaluate creditworthiness and drive data-driven decisions in Miami's thriving financial sector. Start your new career tomorrow with competitive compensation, comprehensive benefits, and opportunities for rapid growth. Apply today and become part of a forward-thinking organization committed to excellence.
Responsibilities
- Analyze financial statements, market trends, and industry risks to assess credit applications
- Prepare comprehensive credit reports with actionable recommendations for loan committees
- Monitor existing portfolios for compliance and identify early warning signals
- Collaborate with sales teams to structure optimal credit solutions for clients
- Stay updated on regulatory changes (FDIC, OCC, Florida state laws)
- Present complex financial data to senior stakeholders through clear visualizations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of cash flow analysis and debt service coverage
- Credit certification (CRCM or CCE preferred)
- Exceptional attention to detail and analytical problem-solving skills