Job Description
Join our dynamic finance team at Gulf Coast Financial Partners as a Senior Credit Analyst in sunny St. Petersburg, FL! We're seeking a detail-oriented professional to evaluate creditworthiness and drive informed lending decisions. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in Florida's vibrant financial hub.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memoranda with risk mitigation recommendations
- Monitor existing loan portfolios and identify early warning indicators
- Collaborate with commercial lenders to structure optimal credit solutions
- Ensure compliance with federal regulations and internal credit policies
- Present findings to credit committee and senior management
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit Analyst (CMA) or Chartered Financial Analyst (CFA) preferred
- Deep understanding of GAAP and commercial lending regulations
- Exceptional analytical skills with attention to detail
- Excellent communication and presentation abilities