Job Description
Join Orlando's leading financial institution as a Senior Credit Analyst and drive our lending strategy forward. We're seeking detail-oriented professionals to evaluate creditworthiness, mitigate financial risks, and support our growing portfolio in the vibrant Orlando market. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in our collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and industry trends to assess borrower risk
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing portfolios and recommend risk mitigation strategies
- Collaborate with relationship managers on structuring complex credit facilities
- Ensure compliance with regulatory requirements and internal policies
- Develop and maintain financial models for cash flow projections
- Present findings to senior leadership and cross-functional teams
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Experience with credit scoring systems (e.g., Moody's, FICO)
- Credit certification (CRCM or CCE) preferred
- Deep understanding of banking regulations (FRB, OCC)
- Exceptional analytical and communication skills
- Ability to manage competing deadlines in a fast-paced environment